Protect your Business with flexible Insurance that emulates unique features of your business. Understanding Business Insurance is not difficult, there are a range of coverage options accessible to guard every aspect of your business. Getting the right insurance for your business can help you avoid gaps in coverage when you need it most.
We understand that your business is your life breath and obviously you want to protect it. At Joseph E. Hansen Insurance, we are here to assist you in protecting your business, because it is not just important to you, it is also important to us. As your business is growing, you may face complex challenges every single day. It is important for you to make sure that your business is effectively protected with our financial and business products. Our products include:
- Commercial Auto
- Workers Compensation
- General Liability
- Property
- Commercial Umbrella
Business insurance is one of the best products that we offer, and we offer insurance packages, which are modified for various types of businesses. Whether you are looking for insurance package for your business property, building, equipment, company vehicles, or inventory, we provide services and products to safeguard your business. And we also offer employer sponsored IRA’s, retirement and group health plans.
Commercial Property
Commercial Property Insurance covers damages or loss in a series of commercial surroundings including equipment loss, commercial buildings, furniture, inventory, fixtures, supplies, business records, and other important substantial items.
Commercial General Liability
CGL (Commercial General Liability) Insurance is a standard insurance policy subjected to business organizations to protect their business against liability claims which include:
property losses:
- Property damage occurred off of premises
- Bodily Injury
- Damage to Rented Premises
- Personal and Advertising Injury
- Products and Completed operations
You can also consider a BOP (Business Owners Package) that contains your property, liability, and other types of coverage plans into one all-inclusive policy. You may even want to add a Commercial Umbrella Policy as extra-liability protection.
Commercial Umbrella
Umbrella coverage extends your liability coverage beyond the limits of your underlying policies. You can purchase umbrella coverage in increments of 1 million dollars. We can approve up to 5 million within our office. Higher limits are available upon request and underwriter approval.
Business Auto
Business Auto Insurance covers vehicles that are owned, leased, rented, or hired by businesses. Whether you have a fleet of pickups, own car, box truck, trailers or a semi, business auto coverage can protect you from damage, liability, or medical expenses. We offer the protection for small businesses to help you move forward in your business. Coverage Items include but are not limited to:
- Bodily Injury Liability (BI)
- Property Damage (PD)
- Personal Injury Protection (PIP)
- Uninsured Motorist Liability (UM)
- Uninsured Motorist Property Damage (UMPD)
- Comprehensive
- Collision
- Roadside
- Rental Reimbursement
Consult our specialists to guide you to the right kind of business insurance.
Workers Compensation
Workers Compensation covers bodily injury and medical expenses for occupational hazards. Workers Compensation offers 4 types of benefits:
- Income Benefits
- Medical Benefits
- Rehabilitation Benefits
- Death Benefits
Our agents can assist you with complete information on coverage and suggest an affordable way to manage expenses.
Conclusion
Our business insurance policies are designed to assist in protecting your business. We are here to support you and work with you as your partner. This allows you to focus on your business and the things you are most passionate about. Choose Joseph E. Hansen Insurance Agency to be your insurance partner.